Union General Insurance Services :: What's New

What's New

Now Available

We have EXCITING news. We have strong, stable, and competitive markets for Residential Care, Assisted Living (ALF), and Independent Long Term Care (LTC)/Nursing Home Facilities for small to large national chains. Some of the Program highlights include:

General and Professional Liability Included
Sexual Misconduct and Physical Abuse Liability
Residential Care Facilities and Additional Living Facilities with Limits up to $1m/$3m
Long Term Care/Nursing Home Facilities up to $5m per claim/$15m per aggregate
Property Coverage is available on a separate cover

Residential Care, Assisted Living Facility, & LTC/Nursing Home Facility Applications:

Please give us a call to discuss your risk:

Producers: A-E
Joyce Aguirre-ext. 19
joycea@uniongeneral.com

Producers F-M
Eva Rodriguez- ext. 17
evar@uniongeneral.com

Producers N-Z
Lesley Kaplan- ext. 38
lesleyk@uiongeneral.com

New Anouncement: 9/15/08 We are pleased to announce our New Garage Program Underwritten through Topa Insurance Company, a California Admitted Market (A-Excellent). Topa's Garage Package is designed specifically for the Auto Service and Repair shops within CA and offers Garage Liability, Garage Keepers Legal Liability, and Property targeting a wide variety of classes. Please contact your UG Commercial Underwriter for more information:

We are pleased to announce our New Professional Liability Market- Shand Morahan "A" Excellent XIII. With few exceptions, policy forms are written on a claims-made or claims-made-and-reported basis. For the majority of products, we offer limits of $5,000,000/$5,000. Higher limits may be available upon request. Please give us a call to discuss your risk.

Union General has excellent Brokerage Markets to handle your client's needs. Target Brokerage Classes Include:

Manufacturing
Distribution: Wholesale/Retail
Machine Shop/Fabrication
Light Industrial
Retail and Service Industries
Warehouse

Union General offers competitive programs for Artisan and General Contractors through financially sound admitted and non-admitted carriers.

Very flexible programs for Artisans including (but not limited to) landscapers, tree trimmers, exterminators, sprinkler and fire alarm installers, and janitorial.
Primary Limits up to $1 million with excess limits available.
Specialized Program for General Contractors engaged in custom home building.

Now Available — Insured Direct Bill with Installment Options + Online Payment Status Look-up

Union General is pleased to announce our New EZ Pay Direct Bill System with Installment Options for Mobile/Manufactured Homes, effective immediately. We offer a Full Pay, 2,3, or 4 payment programs for new and renewal business.

NEW PROGRAM AMENDMENTS EFFECTIVE 2/1/05 for Aegis Security:

Up To $200,000 Coverage A Now Available (submit for approval)
Replacement Cost Coverage Now Available on Mobile/Manufactured Homes 40 years old or less (submit for approval)
Online Rating and Underwriting System Information Below

Direct Bill to the Insured with Installment Options is now available through Our Mobile Home/Manufactured Home Online Rating and Underwriting System.

And there's DIBS. We are pleased to offer our producers D.I.B.S. (Direct Insured Billing System) to check the latest status of your clients' EZ Pay Transactions. We want to make it easy for you to keep D.I.B.S. on your clients' accounts.

For “Username” and “Password”, please contact Lori Cortti at ext. 27 and/or loric@uniongeneral.com or Joan Smith at ext. 31 and/or joans@uniongeneral.com.

So, with EZ Pay + DIBS, you are now in an excellent position to offer your clients EZ Pay terms and know at all times what’s going on with their accounts. Take advantage of Union General’s Comprehensive and very Competitive Mobile Home Programs. It’s now easier than ever. We appreciate the business.

Now Available — American Reliable's Online California and Washington Mobile Home Rating and Underwriting System

Union General is pleased to announce a new Online Rater for American Reliable's California Mobile Home Program

Direct Bill to the Insured with Installment Options is now available through this system American Reliable Mobile Home/Manufactured Home Online Rating and Underwriting System.

For “Username” and “Password”, please contact Lori Cortti at loric@uniongeneral.com or 925-671-2128 ext. 27.
Please let us know if you have any questions. We appreciate the business.

We have exciting news FOR WASHINGTON MOBILE HOMES! American Reliable Insurance Company has released a new Internet based rater to assist you in the writing of your Washington Mobile Home programs. The rater will also allow you to quick quote a new piece of business then transfer the quote to an application for completion, which can then be printed and sent to us. We feel this rater will be a valuable new tool to help you write more business in your agency.

This rater can be found at Internet URL address: American Reliable Mobile Home/Manufactured Home Online Rating and Underwriting System. The user ID is your four-digit General Agent number (9438) with a dash and then your four-digit sub agent number (example: 9438-1234) and the password is set to welcome, which you will be prompted to change once you sign in.

For details and instructions on how to navigate around the rater, go to HELP and GETTING STARTED GUIDE.

If you have any questions, or need assistance please do not hesitate to give us a call.

Sincerely,
Joan Smith
WA Mobile Home Underwriter
Ext. 31
joans@uniongeneral.com

Preferred Homeowners; Personal Auto; Dwelling Fire; and more now offered through Travelers

We are very happy to announce that we are now representing Travelers for Preferred Homeowner's and Dwelling Fire Business.

We are also able to write Personal Auto through Travelers in conjunction with the Homeowner's Program. Substantial credits are given for writing both Homeowner's and Personal Auto with Travelers.

We'd love to provide you with a quote for your clients. If you are interested, please click here for the necessary forms.

Contact our Homeowner's and Auto Underwriter, Terri Meador, at ext. 13 (terrim@uniongeneral.com) for any questions on the programs/coverage/etc. For Dwelling Fire assistance, please contact our Dwelling Underwriter, Joan Smith, @ ext. 31 or joans@uniongeneral.com.

The New and Improved American Reliable Homeowners and Dwelling Fire Programs

Wood Shake Roofs: 0-15 Years Old Are Now Acceptable through American Reliable's H03; DP-l & DP-3 Programs

American Reliable: A-Excellent; VIII; Admitted Carrier

A Brief Listing of American Reliable's Homeowners (HO-3) Program Enhancements:

Wood Shake Roofs 0-15 years old are now acceptable
Now offering Extended Dwelling Replacement Cost Coverage
Duplexes are now acceptable if one unit is owner occupied
Can submit Coverage A values up to $800,000
$500,000 CPL available
Many prior unacceptable exposures may now be submitted for approval

A Brief Listing of the Dwelling Fire (DP-l & DP-3) Program Enhancements:

Wood Shake Roofs 0-15 years old are now acceptable
Dome Home and Log Homes are now acceptable
DP3 - can submit Coverage A values up to $700,000
DP1 - can submit Coverage A values up to $600,000
500,000 CPL and OL&T limit available
Many prior unacceptable exposures may now be submitted for approval

For more information on these programs and other products, please contact:

For Dwellings: Joan Smith @ 925-671-2128 Ext. 31 or joans@uniongeneral.com

For Homeowners: Terri Meador @ 925-671-2128 Ext. 13 or terrim@uniongeneral.com

Now Available (4/1/05) Union General's Dwelling Fire Online Rating and Underwriting System

Union General’s New Dwelling Fire (DP-1 & DP-3) Online Rating and Underwriting System underwritten through American Reliable Insurance Company.

To obtain a password, please contact Joan Smith at joans@uniongeneral.com or 925-671-2128 ext. 31.

Please note, the password for the Dwelling Fire; Homeowner; and Mobile Home Systems are the same so if you already received one for the Mobile Home or Homeowner Systems, then you are ready to start quoting.

PREFERRED HIGH VALUED HOMEOWNER'S PROGRAM NOW AVAILABLE: The Chubb Masterpiece Program

CHUBB We are very pleased to announce a Preferred High Valued Homeowner's Program underwritten through The Chubb Group. For Details on this program, please click on the forms page and download the various information about this preferred program.

Some highlights of the Chubb Masterpiece Program include:

Outstanding Coverages with many available options such as Valuable Article Coverage
Excellent Claim Services
Mulitple Locations? No problem.
The Chubb Masterpiece Policy can be tailored to meet your customer's insuruance needs.

For more information, you can again click on the forms page and/or contact Terri Meador at terrim@uniongeneral.com or 925-671-2128 ext. 13.

Continuing Education

Union General, in cooperation with the California Insurance Wholesalers Association, brings you FastrackCE. This is a special offer to you to help support you in your continuing education needs.