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Trucking Insurance


Trucking Insurance Information

UG Prospective Trucking Producer Welcome Letter.pdf

UG Prospective Trucking Producer Questionnaire.pdf


Commercial Transportation (Trucking) and Public Auto (Livery)

We are pleased to offer a full line of commercial auto markets to handle local, intermediate and long haul trucking exposures. We are especially competitive on those risks that have been in business for at least three years and have drivers that are experienced. Monoline Cargo and Trucker's GL can be offered to get you the best pricing and coverage available in today's market. 

In addition, we have excellent programs to handle public livery exposures. Our most popular line is the limousine class, but we can also handle sedans, airport shuttles, day care vans, church buses, and many more.


Owners and operators of commercial trucks can't get by with a standard commercial auto insurance policy. In addition to protecting the cargo that they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles.

Liability Insurance

For bodily injury and property damage liability exposure, one should consider an auto liability insurance policy. This policy will protect truckers by covering many different types of harm that they can unintentionally inflict on others and their property. This includes accidental damage to a retailer’s delivery dock, to other drivers, vehicles, and pedestrians.

Cargo Insurance

Your clients rely on you to safely deliver their cargo in the same condition it was in when they turned it over to you. With cargo insurance you can reimburse a client for qualifying damages made to their cargo during transport—and all without tapping into your business bank account except to pay the deductible.

Bobtail Insurance

When your truck is without cargo, it still needs protection. Bobtail insurance covers your truck even when it is not operational.

Physical Damage Insurance

If your truck is in an accident or collision, you need the right commercial insurance policy protecting your financial interests. Collision insurance and comprehensive insurance can cover various accidents and damages caused by theft, vandalism and fire.

Environmental Liability Insurance

If your truck carries cargo that can be environmentally toxic or could contribute to pollution, you need special insurance to help pay for the cost of the cleanup if it should be spilled in an accident. Environmental liability insurance will cover this expense, as long as it occurs in a qualifying situation.  

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