Mobile Home Insurance
Mobile Home Insurance Information
Mobile Home Lines
For over 40 years, we have been specializing in insuring mobile/manufactured homes.
Access Online Aegis Rater - Complete Form for Access
Aegis Rating Portal
Access Online National Summit Rater - Complete Forms for Access & W-9
California National Summit Rating Portal (coming soon) | Arizona & Texas National Summit Rating Portal
Access Online Standard Rater - Complete Form for Access
Standard Rating Portal (*requires Citrix download)
Aegis IVANS Download Request Form
States offered - Standard Casualty: AZ, NM, NV, TX | Aegis: AZ, CA, NM, NV, OR, TX, WA | National Summit: AZ, TX (CA pending)
Mobile Homes Age - Standard Casualty: 1980 and newer | Aegis: All Ages | National Summit: All Ages
Protection Classes 9-10 acceptable
Inspections completed on ALL risks (Exceptions possible if in a Preferred Park)
Flood available for homes in low to moderate flood areas
Accepting Primary, Rental, or Seasonal mobile homes.
Aegis & National Summit also accept Vacant status.
National Summit also accepts Dwelling & Homeowner risks.
DIC Program for Mobile Homes with Aegis
Difference In Conditions (DIC) Endorsement allows for Mobile Home policy to be written with Aegis provided DIC Endorsement indicated.
FIRE Coverage is required to be placed with the CA State FAIR Plan, other usual NON-FIRE coverage still provided by AEGIS.
Can be written in any zip code provided zip has not exceeded TIV amount, (i.e.: Brush Score is no longer viable since no FIRE Coverage provided by AEGIS, so open statewide. Aegis is one of the few admitted carriers with this offer, if not the only one for Manufactured Homes.
What is mobile home insurance?
As with any structure called home, mobile homes can and should be insured to protect your finances from various risks. Purchasing a mobile home is an investment that would not be easy to replace if a disaster hit. The right mobile home insurance policy offers protection for your home, possessions and finances.
What are the benefits of mobile home insurance?
Like homeowners insurance, mobile home insurance offers a variety of coverages. Some of the most common coverages include the following:
- Dwelling: Covers the physical structure of your mobile home from a variety of disasters such as fire and theft.
- Contents: Covers your furniture, kitchen appliances, clothing, electronics and other belongings. You may need extended coverage for valuables like jewelry and antiques.
- Liability: Covers you if an accident on your property causes injury or property damage. This includes medical and legal expenses.
- Trip collision: Covers your mobile home while it is in transit.
Get started today!
Protecting your mobile home is as simple as calling our agency for a free quote. We can help find a policy with the right coverages for your needs, as well as answer any questions you may have.
We do the work for you, so you can rest knowing your home is protected.